Guarantor Reference

To secure your tenancy, all applicants are required to provide either a Qualifying Guarantor or a Professional Guarantor service.

Does my Guarantor qualify?

(Please note, these requirements may differ if this is carried out with an external referencing company)

To act as a guarantor, the individual must meet all of the following criteria:

• Residency: Permanent UK resident.
• Homeownership: Must own their own home.
• Status: Over 18, in full-time employment, and not currently a student.
• Relationship: Must be a family member.
• Financial Health: No County Court Judgements (CCJs) and must pass Anti-Money Laundering (AML) checks.
• Income: Monthly net income must be at least 3x the monthly rent.

Required Documents for Internal Referencing

(Please note, these requirements may differ if this is carried out with an external referencing company)

Guarantors will need to submit the following via our online portal:

1. Proof of Identity: A valid photo-card driving licence or passport.

   Proof of Address: A utility bill or bank statement dated within the last 3 months.

   Proof of Income:

   • Employed: Your 3 most recent payslips OR 3 months of full bank statements showing salary deposits.
   • Self-Employed: Your 6 most recent personal bank statements AND your latest Self-Assessment. (An accountant's letter may also be requested).

No UK Guarantor?

If you cannot provide a guarantor who meets the criteria above, we offer a Professional Guarantor service through a provider we use for our referencing, Canopy.

• Cost: Approximately 3 weeks' rent (covers a 12-month period).
• Setup: This can be easily arranged during your referencing stage.

Please note: Usage of this service is a universal requirement for the tenancy. If the service is required for any single applicant, it must be utilised by all parties named on the application.