Guarantor Reference

To secure your tenancy, all applicants are required to provide either a Qualifying Guarantor or a Professional Guarantor service.

Does my Guarantor qualify?

(Please note, these requirements may differ if this is carried out with an external referencing company)

To act as a guarantor, the individual must meet all of the following criteria:

Residency: Permanent UK resident.
Status: Over 18, in full-time employment, and not currently a student.
Relationship: Must be a family member.
Financial Health: No County Court Judgements (CCJs) and must pass Anti-Money Laundering (AML) checks.
Income: Monthly net income must be at least 3x the monthly rent.

Required Documents for External/Internal Referencing

Please note: Requirements may vary if referencing is conducted through an external referencing company. Depending on your individual circumstances, a different variation of the documents listed below may be requested at the external referencing company’s discretion.

Guarantors must submit the following documents via the online portal:

1. Proof of Identity

A valid photo-card driving licence or passport.

2. Proof of Address

A utility bill or bank statement dated within the last 3 months.

3. Proof of Income:

Employed Applicants

Option 1:

Your three most recent payslips, AND
Most recent three months of full bank statements showing salary deposits, AND
Your employment contract, AND
An employment reference contact (e.g. HR department).

Option 2:

Open Banking access, AND
An employment reference.

Self-Employed Applicants

Option 1:

Your most recent 6 months personal bank statements, AND
Your latest Self-Assessment tax return.

(An accountant’s letter may also be requested.)

Option 2:

Open Banking access, AND
Your latest Self-Assessment tax return.

No UK Guarantor?

If you cannot provide a guarantor who meets the criteria above, we offer a Professional Guarantor service through a provider we use for our referencing, Canopy.

Cost: Approximately 3 weeks' rent + VAT (covers a 12-month period).
Setup: This can be easily arranged during your referencing stage.

Please note: Usage of this service is a universal requirement for the tenancy. If the service is required for any single applicant, it must be utilised by all parties named on the application.